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Debt-to-income ratio — A debt to income ratio (often abbreviated DTI) is the percentage of a consumer s monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include certain taxes, fees, and insurance… … Wikipedia
Financial ratio — Corporate finance … Wikipedia
No-Ratio Mortgage — A mortgage program in which a borrower s income isn t used or reported in qualifying the borrower for the mortgage under the standard debt to income ratio requirements. The loan is usually made based on the borrower s down payment, credit score… … Investment dictionary
PITI payment — noun The amount paid per month in Principal, Interest, Taxes and Insurance for a given property. Used in determining the debt/income ratio. You cant afford this house. Your PITI payment would be too high for your income. See Also: insurance,… … Wiktionary
P/E ratio — The P/E ratio (price to earnings ratio) of a stock (also called its earnings multiple, or simply multiple, P/E, or PE ) is a measure of the price paid for a share relative to the annual income or profit earned by the firm per share. [cite web|url … Wikipedia
Debt service coverage ratio — The debt service coverage ratio (DSCR), also known as debt coverage ratio, is the ratio of cash available for debt servicing to interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity s (person or… … Wikipedia
Circular flow of income — In this simplified image, the relationship between the decision makers in the circular flow model is shown. Larger arrows show primary factors, whilst the red smaller arrows show subsequent or secondary factors. In economics, the terms circular… … Wikipedia
Total Debt Service Ratio - TDS — A debt service measure that financial lenders use as a rule of thumb to give a preliminary assessment of whether a potential borrower is already in too much debt. More specifically, this ratio shows the proportion of gross income that is already… … Investment dictionary
Gross Debt Service Ratio - GDS — A debt service measure that financial lenders use as a rule of thumb to give a preliminary assessment about whether a potential borrower is already in too much debt. Receiving a ratio of less than 30% means that the potential borrower has an… … Investment dictionary
High Ratio Loan — A loan of any type for which a relatively small down payment must be made. For mortgages, a high value loan usually covers more than 80% of the property s value. Most high ratio home loans require some form of insurance coverage in order to… … Investment dictionary
