Cash-Out Refinance Mortgage Loan это:

Cash-Out Refinance Mortgage Loan
(избыточный рефинансирующий ипотечный кредит)
ипотечный кредит, привлеченный для рефинансирования существующего ипотечного кредита, когда новый кредит более чем на 1% превышает сумму, требуемую для досрочного погашения существующего кредита, покрытия комиссий кредитора за выдачу и погашение кредита, а также выплаты любых непогашенных субординированных ипотечных кредитов. Дополнительные денежные средства используются заемщиком по своему усмотрению.

Ипотека. Словарь терминов. . 2011.

Смотреть что такое "Cash-Out Refinance Mortgage Loan" в других словарях:

  • Cash-Out Refinance — A mortgage refinancing transaction in which the new mortgage amount is greater than the existing mortgage amount, plus loan settlement costs. The purpose of a cash out refinance is to extract equity from the borrower s home. A cash out refinance… …   Investment dictionary

  • No Cash-Out Refinance — The refinancing of an existing mortgage for an amount equal to or less than the existing outstanding loan balance plus an additional loan settlement cost. It is done primarily to lower the interest rate charge on the loan and/or to change the… …   Investment dictionary

  • Cash out refinancing — (in the case of real property) occurs when a loan is taken out on property already owned, and the loan amount is above and beyond the cost of transaction, payoff of existing liens, and related expenses.DefinitionStrictly speaking all refinancing… …   Wikipedia

  • Mortgage loan — Mortgage redirects here. For other uses, see Mortgage (disambiguation). Finance Financial markets …   Wikipedia

  • Mortgage fraud — is crime in which the intent is to materially misrepresent or omit information on a mortgage loan application to obtain a loan or to obtain a larger loan than would have been obtained had the lender or borrower known the truth. In United States… …   Wikipedia

  • Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… …   Wikipedia

  • Loan Purpose — Pertaining to mortgages and their risk based pricing factors, the loan purpose factor is sub categorized by purchase, Rate term refinance and cash out refinance.Lenders assess that a purchase loan contains the least amount of risk and thus price… …   Wikipedia

  • Mortgage underwriting — is the process a lender uses to determine if the risk (especially the risk that the borrower will default[1] ) of offering a mortgage loan to a particular borrower is acceptable. Most of the risks and terms that underwriters consider fall under… …   Wikipedia

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia

  • Mortgage acceleration — is a term given to the practice of paying off a mortgage loan faster than required by terms of the mortgage agreement. As interest on mortgages is compounded, early payments diminish the period needed to pay off the mortgage, and avoid a quotient …   Wikipedia


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